0%

Our Blog

14
Jul

Freddie Mac Announces CHOICERenovation; A Seamless Solution for Financing Home Improvements

Freddie Mac recently announced its CHOICERenovationSM loan offering, which give homebuyers an opportunity to have a flexible option to buy a home and finance the cost of renovations with a single-close mortgage, essentially, saving them both time and money. The CHOICERenovation mortgage is mainly designed to assist in addressing the nation’s aging housing supply, help support the necessity for affordable

Read more

14
Jul

Credit Mistakes A Majority Of Homebuyers Make Before Purchasing

You’ve been renting for a while now and it feels like the timing is finally perfect in order to make the hop over to homeownership. After all, your friends are all buying homes and your job feels a bit stable now. Most Lenders say that if you have given it some thought and are sure you can cover emergency costs

Read more

11
Jul

Ready to Moving Out? Here’s A Financial Guide to Independence

Moving out of your family home is one of the biggest adult milestones. However, this dream is a bit harder to reach now as compared to previous decades. A report made by Pew Research Center mentioned that 19 percent of young professionals move back with their parents after graduation. Rising student debt, lack of job security, and cultural upbringing are

Read more

8
Jul

What To Think About Prior To Beginning Your Kitchen Remodel

Most Laguna Beach Realtors will tell you that shiny new kitchens are amazing and give you the opportunity to create the space you need, rather than forcing your existing kitchen to kinda sorta work. Three Critical Questions That Should Always Be Asked With Any Kitchen Remodel You went to the home improvement store and got some samples of tile, backsplash

Read more

8
Jul

Should I Buy A Home Or Keep Renting?

In this article, our Newport Coast Realtors explore the pros and cons of homeownership and the benefits vs risks of being a renter. Fantasy vs Reality When we were kids all of the grownups told us how to successfully live our lives when we grow up – buying a home was one of those milestones of becoming a successful adult.

Read more

8
Jul

Why A Mortgage Pre-Approval Is Needed Prior To Starting Your Home Search

A majority of Coto De Caza Real Estate Agents will tell you that home shopping could be one of the most captivating times of your life. But do you really know what being prepared to write a complete offer package really means? When you’re finally ready to move forward and write an offer on the home of your dreams the

Read more

27
Jun

Canine Cleanup on a Cash Crunch

There’s no doubt that you love your pet, but you probably don’t love the fur, slobber, and footprints he leaves everywhere he goes. But you don’t want your home looking and smelling like the doghouse. If you’re on a budget, the prospect of buying tons of specialty cleaning products can be intimidating. The good news is that you don’t have

Read more

20
Jun

The Most Common Loan Types

There are various reasons why consumers take on loans. Some do to purchase a brand new car; some do for home purchases and general living expenses. For those who have small businesses, loans are useful for working capital, buying real estate, equipment, or inventory. There is a wide range of loan types available for every need, so it would be best to

Read more

20
Jun

Good Debt, Bad Debt: Learning the Difference

Sometimes, no matter how well you plan, things unexpected things happen and they get out of your control, fast. Some of these situations often leave us needing financial help. Most people will take out a small loan or take on some other forms of debt as it is one of the easiest solutions to any financial trouble. What most people do not

Read more