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Divorce Real Estate

Experts in Divorce Real Estate

California has a staggering divorce rate of 72% and housing prices are among the highest in the nation. The family home remains one of the most valuable assets in California divorce that typically must be sold.  NOT selling the house is among the riskiest divorce options a divorcing couple can make and can potentially have future disastrous results to the divorcing couple’s future. When one spouse retains the house post divorce, either or both spouses risk significant adverse exposure from liens, clouded title, mortgage liens, consumer credit decline, default, foreclosure, bankruptcy, and other potentially devastating post-divorce financial issues.

Divorce is never easy, but the pain and upheaval which often accompanies divorce may be minimized by surrounding the divorcing couple with knowledgeable and understanding real estate professionals that are certified in divorce real estate. These specialized divorce professionals offer a comprehensive service tailored to meet the unique needs of their divorcing clientele. These real estate professionals examine the legal, financial and emotional interaction between the disposition of the family home. They dive into issues of marital versus separate property, who holds property title, property valuation, calculation of current and future house equity, post-divorce residence, all with a focus of professional cooperation for mutual gain.

Protect Your Future

Divorce real estate firms have REALTORS® designated in divorce real estate. Having earned a RCS-DTM (Real Estate Collaborative Specialist-Divorce) designation and working closely with family law firms, a RCS-DTM REALTOR®, is specially trained to neutralize divorce real estate and treat the house sale as a business transaction. These professionals work for the “best interest of the house”, and each divorcing spouse equally benefits.

The divorcing sellers’ challenge can be maintaining a logical and objective approach to the process of selling the home.  A proactive posture must be taken through the process, taking steps to alleviate misunderstandings and mitigate any potential issues before the home is listed for sale. Unfortunately, the sale of the marital home is an inevitable end for some people.  These RCS-DTM REALTORS® live by the creed and give clients this advice, “Protect yourself and your financial future, make sure you know what you owe, what you own, what you are getting into, what you are getting out of, and most importantly – what you may be getting stuck with … before it’s too late.”

The Lynch Group

Active Listings
Million in Sales
Years of Experience

What Divorcing Couples don't know during their divorce may hurt them long after the divorce is finalized. Major mistakes in divorce real estate are preventable during divorce but are not fixable after the divorce is final. Divorce does not automatically cancel or sever joint mortgage or any joint ownership of one’s house. These mistakes often result in damaged credit, mortgage default, foreclosure or even bankruptcy. These mistakes ruin finances, families, and futures years after divorce.

Firms specializing in Divorce Real Estate follow a very detailed process for a confidential consultation or to receive our “10 Deadliest mistakes divorcing couples make” primer, please fill out our contact form.
  1. Using an Appraisal to Find Value
  2. Not Conducting Professional Pre-Divorce Home Inspections
  3. Not Understanding Options / Consequences of Keeping / Selling Property
  4. Not Understanding Options / Consequences of Keeping / Selling Property
  5. Not Completing a Full Title Search
  6. Not Consulting a Mortgage Professional
  7. Leaving One Person on Title & Both on the Mortgage Note
  8. Not Conducting an Insurance Inspection
  9. Not Conducting a Tax Bill Inspection
  10. Not Staging Property being Sold
  11. Not Getting a Home Warranty

Contact Us Today

The Lynch Group

Different than traditional Real Estate Firms, divorce specialized agents adhere to a strict set of objectives that begin early in the divorce process.  A home is warrantied, and an inspection is executed for any outstanding issues including mold, termites, roof, or pool problems.  A title search is performed to ensure the property has clear record of title and no unknown liens. When appropriate, the home condition is strategically repaired or upgraded by a professional home repair and improvement experts. The home’s presentation is also important to maximize the home’s appeal to prospective buyers by decluttering, depersonalizing, strategic cleaning, home staging, etc.  With all elements in place, an accurate price range is then determined.

Often during divorce, it’s not unusual to find one party wanting to keep the marital home.  RCS-DTM REALTORS® offer a solid projection of what parties can expect to net after a sale which helps the couple make smart financial choices. When one party cannot afford to keep the property “sole and separate”, it may be better to sell the home and invest in a new property.  This objective approach gives both parties solid information to make educated decisions.

Many divorcing couples may feel one agent, or the other, is biased to one of the parties through personal relationships and this is where a RCS-DTM Agent is different. These agents take a collaborative team approach to manage the intricacies related to divorces. By representing the “best interest of the house, not the individuals”, each side is treated equally without bias. RCS-DTM agents communicate directly with the attorneys to keep both sides current with the details of the real estate transaction and activity leading up to the dissolution of the property. These agents have trusted partnerships with mediators, financial planners, CPAs, short sale experts, etc. who provide their clients with vital divorce information. RCS-DTM real estate divorce methods are extremely effective and clients are handled with an exceptional level of care.

Designated and Specializing in Divorce Real Estate, Cheryl Lynch and her Team were drawn to the divorce element of real estate because they began seeing a significant percentage of clients who were in desperate need of objective, non-bias, specialized representation that just did not exist. Over nearly two decades, Cheryl has built a team of specialized professionals to deal with the challenges of divorce and feels very blessed and gratified to help every single client to a path of resolution and the beginning of a new life.

YOUR DIVORCE REAL ESTATE EXPERTS

With the national divorce rate between 40%-50%, the family home remains one of the most valuable assets in divorce that typically must be sold. NOT selling the house is among the riskiest divorce options and can potentially have future disastrous results. To protect your rights NOW, you need a real estate agent who specializes in divorce real estate – a RCS-DTM (Real Estate Collaborative Specialist-Divorce) REALTOR® .

As RCS-DTM REALTORS®, The Lynch Group is specially trained to neutralize divorce real estate and treat the house sale as a business transaction, working in the “best interest of the house” and each divorcing spouse.

Where one spouse retains the house post divorce, either or both spouses risk significant, adverse exposure from liens/clouded title, mortgage/consumer credit decline, default/foreclosure, bankruptcy, and other potentially devastating post-divorce financial/standard of living issues.

We examine the legal, financial and emotional interaction between the disposition of the former family home and issues of marital/separate property, title/joint tenancy, real property and other assets such as valuation of property, calculation of current and future house equity, capital gains and other tax and deduction issues, post-divorce standard of living, professional cooperation for mutual gain (time/effort/money) and emotional closure.

To ensure a successful resale (less time for the most money), we explore the latest in strategic home preparation featuring Condition (professional home/termite inspectors, home repair and improvement experts) and Presentation (decluttering, depersonalizing, strategic cleaning, home staging, etc.). We leverage the expertise of divorce and Real Estate Related Professionals (family law attorneys, title companies, mortgage experts, finance/tax professionals, insurance advisors, emotional/psychological experts, etc.) working for the “best interest of the house” and each divorcing spouse.

The Lynch Group is essential for divorcing home owners to successfully represent the seemingly separate interests of divorcing homeowners. This is especially true given sellers are many times at odds with the sale and each other.

BOTTOM LINE, What you don’t know during your divorce will hurt you long after the divorce is finalized. Major mistakes in divorce real estate are preventable during your divorce but are not fixable after your divorce. Keep in mind divorce does not automatically cancel or sever your joint mortgage or any joint ownership of your house. These mistakes often result in damaged credit, mortgage default, foreclosure or even bankruptcy. These mistakes ruin finances, families and futures years after divorce.
To protect yourself and your financial future, make sure you know what you owe, what you own, what you are getting into, what you are getting out of, and most importantly – what you may be getting stuck with … before it’s too late!

Whether your divorce is completed, just beginning or somewhere in between, The Lynch Group can help you determine your best options now for a fair property settlement and a stronger financial future.